Do you accept long-term care insurance?

Yes. We work with many clients who use long-term care insurance benefits to help cover the cost of care. Coverage depends on the specific policy, eligibility requirements, elimination period, and carrier rules.

What types of care may be covered by LTCi?

Depending on the policy, benefits may help cover services such as personal care, standby assistance, companionship, mobility support, meal preparation, medication reminders, and other non-medical in-home care services.

Do you work with third-party administrators handling LTCi claims?

Yes. We regularly communicate with families navigating claim administrators and reimbursement processes.

How do I handle the "Elimination Period"?

We can begin care immediately while you satisfy your policy's waiting period, ensuring no gap in safety for your loved one.

Long-Term Care
Insurance

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305-239-7483

Maximize Your Long-Term Care Insurance (LTCi) Benefits

Don't let paperwork stand in the way of quality care. We help Miami families navigate the complexities of LTCI claims and reimbursements.

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Find out what Golden Concierge can do for you and your family.

We Work With Your Policy

Golden Concierge is experienced in working with the nation’s leading LTCI providers, including Genworth, John Hancock, Northwestern Mutual, and Banker’s Life. We ensure your care plan is perfectly aligned with your policy’s specific licensure and clinical requirements.

Our 3-Step LTCi Process

Policy Review

We review your policy’s benefits, elimination period, and care requirements before care begins.

Matched Care Plan

We build a care plan that lines up with what your policy covers.

Claims Documentation

We provide the clear invoices and timesheets your insurer needs to process reimbursement.

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Frequently Asked Questions

You Have Questions. We Have Answers.

Golden Concierge caregiver providing professional in-home senior care in Miami

Need help using long-term care insurance for home care?

Our team can help you understand the next steps, coordinate care quickly, and provide the documentation families often need for reimbursement.

Call Golden Concierge Home Care today to discuss your policy, care needs, and service availability.